Selling digital credit to someone in Toronto for a phone in Port-au-Prince is one of the hardest problems in payments. We solve it every day — on our own storefronts and for nine operators across four continents.
Elemt operates its own direct-to-consumer storefronts — eTopUpOnline, bmobile Top-Up, Natcom Top-Up, and more — serving diaspora communities sending credit home. No pure SaaS vendor can say that. It is why the platform covers marketing, payments, fraud, and customer service end to end: we needed it to.
A 98% payment approval rate in markets where most processors struggle to clear 85%. Our fraud and payments stack is tuned for cross-border prepaid commerce — 20+ payment methods, 100+ currencies, and risk management built for corridors others avoid.
Email and lifecycle marketing drives over a quarter of storefront revenue — automated flows for onboarding, post-purchase, payment recovery, and win-back, running across every property.
Iridium, our AI analytics platform, detects anomalies, predicts campaign outcomes, and allocates budget — the same engine available to every Cobalt operator.
A completed platform migration onto a modern web stack means fast storefronts, quick launches, and a roadmap that ships — not a legacy system in maintenance mode.
Over one million transactions processed across our storefronts, serving 230,000+ registered customers with an average order around $17 — high-frequency, repeat-purchase commerce, not one-off sales. Vodafone Fiji, Globe Philippines, Etisalat Afghanistan, bmobile, Natcom, GTT, TELEm, Viva, and Smart Belize — all in production today.
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The commerce platform for mobile operators — top-ups, eSIMs, and digital goods with payments, fraud, and growth handled end to end.
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