Prepaid commerce platform

The commerce platform for mobile operators

Elemt powers digital top-ups, eSIMs, and gift card commerce for prepaid operators — with payments, fraud management, marketing, and customer service handled end to end.

eTopUpOnline storefront — desktopeTopUpOnline storefront — mobile
Trusted by nine operators across four continents
1M+
Transactions processed
$17M+
In transaction value
230K+
Registered customers
98%
Payment approval rate
9
Operator partners
Why operators choose Elemt

Proof, not adjectives

Every claim on this page is backed by a live deployment. Here is what the platform actually delivers.

Advanced payments in hard markets

A 98% payment approval rate across 20+ payment methods and 100+ currencies — fraud management tuned for corridors where approvals are hard-won: Haiti, Guyana, Afghanistan, and beyond.

A full growth engine

Lifecycle email and SMS, push notifications, paid media measurement, and complete ecommerce analytics — integrated from day one, not bolted on.

AI-driven intelligence

Iridium, our AI analytics platform, flags anomalies, predicts campaign outcomes, and allocates budget before problems cost you revenue.

We run the playbook ourselves

We operate our own diaspora storefronts, including eTopUpOnline. Every feature we ship is proven on our own revenue first.

The platform

Four products, one growth engine

White-label by design: your brand in front, our platform underneath.

Commerce storefronts

Cobalt

White-label web and native apps for top-ups, eSIMs, gift cards, and digital goods — branded as your own and live in weeks, not years.

Explore Cobalt →
Ambassador commerce

Neon

Turn any customer into a reseller. Phone-first micro-stores with full operator control over ambassador approval and commission structures.

Explore Neon →
Cloud POS

Argon

A cloud point-of-sale for operator retail networks — fast setup, full branding, remote management, and quick integrations with your stack.

Explore Argon →
AI marketing intelligence

Iridium

The AI analytics engine behind our own growth — anomaly detection, predictive budget allocation, and campaign outcome prediction.

Explore Iridium →
Why Elemt

Built for the hardest corridors in commerce

Serving expat and diaspora communities sending credit home — from Port-au-Prince to Suva — means solving payments, fraud, and trust problems most platforms never face. That experience is the platform.

See how we do it
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Lets Get in Touch

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