Challenge

Belizeans living abroad had no fast, reliable way to send airtime and data to family at home — and international card-not-present payments into Central America carry high fraud and decline rates.

Solution

A white-label Cobalt storefront for Smart Belize with 20+ payment methods, 100+ currencies, enterprise fraud screening, and automated lifecycle marketing — launched under the operator's own brand.

Outcome

A live diaspora commerce channel selling top-ups around the clock, with payments approval and fraud management handled end to end by Elemt.